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Blue Sky From American Express Review

If you are looking to rack up the travel rewards as we move into the summer vacation season, the Blue Sky from American Express credit card is a good option. You can earn extra rewards for your regular travel, and the redemption process is fairly flexible.

Blue Sky Rewards

When you use the Blue Sky from American Express credit card, you get access to a reasonably generous rewards program. It’s common to receive double rewards when you buy airfare with an air travel rewards card.

Related: Blue Sky Preferred Card Review

However, the Blue Sky takes a step further: You earn double miles on a number of other travel-related transactions as well. You get extra miles when you stay in partner hotels, eat at certain restaurants, and rent cars at particular agencies.

It’s a good idea to check which partners are available with Blue Sky in order to make sure that you are getting the most bang for your buck.

Hotel partners include Aloft, Best Western, Hilton, Holiday Inn, Marriott, Radisson, Renaissance, Sheraton, and Westin. Watch offers carefully, since there are times throughout the year to earn triple miles on hotel stays.

Related: Best Western Rewards Review

You can also earn extra miles for buying merchandise from partners. If you aren’t buying from partners, you still receive one mile for each dollar that you spend.

Blue Sky from American Express offers a flexible redemption program that allows you to use your miles on any airline. This means that you don’t have to worry about whether or not you are being loyal to a particular company. Miles never expire, and there are no caps on what you can earn.

Other Features of the Blue Sky from American Express card

One of the best features of this credit card is that it has no annual fee. On top of that, there is a 0% APR for the first 12 months. You can also earn a welcome bonus of 7,500 points when you spend $1,000 during the first three months that you have the card. That is worth a $100 statement credit.

You receive rental car insurance with Blue Sky, as well as other perks. One of the perks is that you get access to special discounts from partners, making your card even more valuable.

The fees are in line with other credit cards: 2.7% foreign purchase fee and a 3% ($5 minimum) balance transfer fee. Blue Sky does not charge an over the limit fee, which is a nice touch.

Overall, Blue Sky from American Express is a solid miles rewards card with a generous program and reasonable flexibility.

Spark Cash Business Credit Card Review

As a business owner, it makes sense to use a credit to ease your cash flow. It’s even better if you can earn rewards as part of your efforts to improve your company’s ability to do business.

One of the credit cards that offers business rewards is the Capital One Spark Cash Business Credit Card. This card is designed to provide business owners with what they need to successfully run their ventures.

Features of the Spark Cash Business Credit Card from Capital One

Most business owners are interested in the rewards. Spark Cash offers 2% back on every purchase for your business. This can be a big help for many business owners. You can put your regular business purchases on the card, as well as utility payments and other payments.

Not only does this free up some of your capital for business costs like payroll, but it also means you get some cash back.

If possible, the best scenario is to pay of the entire balance each month so that you don’t get stuck with interest payments. However, if you can’t, having a business credit card makes the payments manageable until your cash flow improves.

On top of the 2% cash back, you also have the opportunity to earn up to $150 in bonuses. The Spark Cash Business Credit Card doesn’t limit the cash back you can earn, and you don’t have to worry about cash rewards expiring.

Other features of the Spark Cash card from Capital One include:

End of the Year Summary: This is an itemized report that includes all of your spending for the year. This is a great help when it comes to tax time. You can also use the information to your benefit for budget planning.
Employee Credit Cards: You can get free employee cards, and you control the spending on these cards. You can set individual limits for employees with the cards, as well as see what they have been spending on.
Fraud Liability Protection: If someone uses your account fraudulently, you won’t be held responsible for the unauthorized charges.
24/7 Customer Service: Get help whenever you need it.

Overall, the Spark Cash card from Capital One is a decent business card with a competitive cash back rewards program. If you are looking for a business credit card to help you smooth your operations, and get free money in the bargain, this card isn’t a bad choice.